Money Wise (Special Tips for Those 65 and Up ) - Secure Your Social Security Number. 
  It’s important to know that the Social Security Administration can’t fix your credit record if someone has misused your Social Security number (SSN) to obtain 
  credit. It’s your responsibility to resolve any problems by contacting the institution that unknowingly opened the fraudulent accounts. And you need to contact 
  one of the three credit reporting agencies listed in the Credit section. For more resources and information on fraud and identity protection, contact the 
  Federal Trade Commisson. Call toll-free at 1-877-IDTHEFT or visit www.ftc.gov/bcp/edu/microsites/idtheft/

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