Money Wise (Special Tips for Those 65 and Up ) - Prepare for Prepaids. When choosing a prepaid card, make sure you: - Ask if you can put money on the card yourself, how to do that, and what it costs. - Get information about where and how you can use the card. - Find out if your prepaid card comes with monthly statements and how you can check the balance over the phone or online. - Understand all associated fees for services like activation, monthly maintenance and balance reloading.

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