Students

Parents, Teens, and Money:8. Other helpful information and resources

  • Managing debt

    Help is available if you should find yourself having trouble paying all your bills on time and managing debt. For budgeting information or debt counseling at little or no cost, contact any of the following organizations:

    Consumer Credit Counseling Service
    www.cccsatl.org

    Federal Trade Commission
    www.ftc.gov/bcp/edu/pubs/consumer/credit/cre26.shtm
    A guide for choosing a credit counselor, including questions to ask potential counselors.

    National Foundation for Consumer Credit
    www.nfcc.org

  • Student loans

    To learn more about applying for student loans and educational savings plans, visit these Web sites:

    529 Qualified State Tuition Plans www.sec.gov/investor/pubs/intro529.htm or www.savingforcollege.com

    Coverdell Education Savings Accounts
    www.irs.gov/taxtopics/tc310.html

    Financial Aid
    www.finaid.org

    Free Application for Federal Student Aid
    www.fafsa.ed.gov

    U.S. Department of Education
    www.ed.gov

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  • Comprehensive financial information

    Many organizations and Web sites are dedicated to promoting financial literacy at all stages of life, from young adulthood to retirement. In addition to Chase Clear and Simple, here are a few of the many valuable sites where you can find information on financial topics:

    Jump$tart Coalition
    www.jumpstart.org

    A national coalition of business partners dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources through its clearinghouse of more than 700 books, pamphlets, DVDs and other materials on financial literacy topics.

    MasterCard Learning Center
    www.mastercard.com/us/personal/en/learningcenter

    A comprehensive personal financial guide with sections on using credit wisely, managing debt and fraud prevention, as well as frequently asked questions about credit and a glossary of credit terms and definitions.

    MyMoney.gov
    www.mymoney.gov

    The U.S. government's Web site dedicated to teaching all Americans the basics about financial education, incorporating information from 20 federal government agencies.

    My Money Management
    www.mymoneymanagement.net

    A collaborative effort by the financial services industry to provide consumers with access to financial education to help inform their personal finance decision process. It contains financial advice for all age groups on topics as varied as loans, managing debt, savings and buying a home or car.

    Practical Money Skills for Life
    www.practicalmoneyskills.com

    A personal financial management site sponsored by Visa Inc. featuring free curricula and classroom materials for educators, parents and students, as well as financial guides and interactive calculators on a broad spectrum of topics.

    What's My Score
    www.whatsmyscore.org

    A financial literacy program geared toward helping young adults understand the importance of establishing a responsible credit history, how credit reports work and tips for repairing a damaged credit score.

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