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Credit cards are probably the most widely-used form of credit today.
However, there is a big difference between simply using a credit card and fully understanding the implications of doing so. Before your young adults
turn 18 and begin receiving their own credit card offers, make sure they understand the advantages of using credit cards wisely and the pitfalls of
misusing them. Here are a few credit card topics you can share with your teens:
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Benefits of using credit cards
When used properly, credit cards can be a safe, convenient way to pay for goods and services.
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Cautions about using credit cards
Credit cards are serious financial products and need to be used with care.
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Types of credit cards
There are two types: secured and unsecured.
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Before applying for a credit card
Carefully discuss with your teen whether this is the right time to apply for their own credit card or if other financial options make more sense.
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Choosing the right credit card
No two credit card offers are exactly the same, which can make it difficult to choose the best one for your needs.
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